We are here for you who need a small loan in an otherwise stable economy. Apply for unsecured loans up to SEK 20,000 and receive direct answers on the screen around the clock with payment within 1 hour to selected banks. Fast payday loans are called loans with sums between SEK 1000 and SEK 10,000, they are taken without UC and have a maturity of 1-3 months.
Plus loans offer on the other hand sums between SEK 11,000 – 20,000 with a maturity of 1-3 years and here a credit report is made via UC. It is possible to apply for a quick payday loan and a plus loan at the same time, however, one must repay the entire amount before applying for another loan.
quick and plus loans between 1000 – 20 000 SEK:
- Approves up to 4 loans simultaneously
- Payment within 1 hour
- Loans despite payment remarks
Payment and credit check
The money in the account directly to customers at Swedbank and Handelsbanken within 1 hour after the approved application, every day of the week until 18:00, including Saturdays and Sundays. (Of course, you can apply in addition to customer service opening hours.) For the other banks, the money is on the account the same day provided you have submitted your application no later than 2 pm on a weekday. Otherwise, the credit will be available the next business day no later than noon. 9 in the morning.
We only make UC control on loans from SEK 11,000 and up and bases your creditworthiness on a left to live analysis. For smaller loan sums, instead, a credit check is made. The application can be approved despite payment remarks, as long as you have no ongoing debt and a stable income.
Loan Interest and costs
Annual fixed interest rate for quick loans (sums between SEK 1000 – SEK 10,000) is 39%, while annual interest for plus loans is
SEK 11,000 – SEK 20,000 is 33%. Effective interest rate from 43.19% up. There will be a lay-up fee for all applications of SEK 300 and a newspaper fee of SEK 39. Avi is usually sent to the specified e-mail address, but it is also good to pay via direct debit.
Requirements for you as a borrower:
- At least 20 years +
- No ongoing debt balance with Kronofogden
- Declared annual income
- No UC on loans up to SEK 10,000
- Part payment up to 3 years
- Approve with Bank ID
- Weekend credit to selected banks